You've Been Served, Thanks to Company's iPhone Program

Consumers who default on credit- card payments may get an opportunity to meet an employee or agent of Scott Levine.

Levine, owner of JJL Process Corp. of West Palm Beach, Fla., operates a legal process serving company and many of his clients are credit card companies.

So consumers who fail to make payments on their credit cards shouldn't be surprised to meet one of his iPhone-carrying workers on their doorstep. The JJL worker will be serving the individual with notice that he is a defendant in a civil lawsuit, often over an unpaid credit card debt.

That's not good news, of course, but it beats the alternative: Not getting served and finding out that you face a default judgment because you didn't respond to the lawsuit.

Levine's company has a copyrighted software application for the iPhone that enables him to use the global positioning system track his process servers and determine that they indeed did go to the homes of defendants. The process servers take a photo of the home to show that they stopped there, and global positioning system backs up that evidence.

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